7 month term will renew into a 6 month term, 13 month term will renew into a 12 month term, 19 month term will renew into a 18 month term and 25 month term will renew into an 24 month term. Minimum certificate opening balance is $500. Specials are non-renewable. 14 Month Special renews into a standard 12 Month Certificate.Ĭertificate specials are for a limited time and the credit union may end it at anytime without notice. One time option to withdraw up to 25% of principal with no penalty. One time option to change the rate offered on the same product. *Annual Percentage Yield designated as APY.įlex Certificate additional deposits of $10 to $25,000 allowed per day. See our current savings certificate rates and see how we compare to other financial institutions.Īvailable only for new money to Genisys Credit Union Genisys Credit Union has a wide variety of accounts to help you manage your finances. Open An Account Open in Online Banking Money MarketsĮarn more interest with a federally insured share savings certificate. (2) Minimum balance of $250,000 required to earn dividends. (1) Annual Percentage Yield designated as APY and subject to change at any time. Open An Account Open in Online Banking Money Markets College Rewards Member needs to meet minimum requirements to qualify. First $100 earns rate equal to $2500 - $9,999.99 tier paid for High Yield Money Market. (3) College Rewards Money Market: minimum balance of $100 required to earn dividends. (2) Minimum balance of $2,500 required to earn dividends. Money Market(1, 2) & College Rewards (1,3) Savings, Checking and Certificate accounts Member savings accounts insured to $250,000 Individual Retirement Accounts insured to $250,000 by the National Credit Union AdministrationĮarn a higher rate on your savings and maintain liquid access to your funds with a Genisys Money Market Account. Open An Account Checking Accounts Genius High Yield Checking (3) Minimum balance of $1,500 required to earn dividends and avoid $10 monthly fee. Transactions that are pending on your account, and have not posted as of the end of the monthly qualification cycle will not count as a qualifying transaction for that cycle. Must enroll in eStatements and use your Genisys Debit Mastercard® at least ten times per month for purchases of $5.00 or more, excluding ATMs, to earn stated APY. (1)Annual Percentage Yield designated as APY. Open An Account Savings Accounts High Yield Youth Savings (3) Minimum balance of $5 required to earn dividends. (2) Balances above $500.00 are paid the standard share savings rate. Savings, Checking, Money Market, College Rewards offeringsĮffective Date: Friday, December 15th, 2023 See our current savings account rates and see how we compare to other financial institutions. From savings and checking accounts to Money Market accounts and more, Genisys Credit Union has a wide variety of accounts to help you manage your finances.
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